BAH Calculator 2025
Estimate Basic Allowance for Housing (BAH) planning scenarios for 2025 and 2026. Input rank, ZIP code, and dependent status to view a non-official housing allowance projection.
The calculator opens with the 2025 BAH planning year selected. Switch years to compare scenarios, and verify lease, PCS, or payment decisions against official DTMO tables.
Allowance Summary
Allowance Composition
Frequently Asked Questions
What is BAH?
Basic Allowance for Housing (BAH) is a U.S. military allotment paid to active-duty service members to offset the cost of housing when they do not live in government-provided quarters.
How are BAH rates determined?
BAH rates are based on geographic location (MHA - Military Housing Area), pay grade (rank), and dependency status. The Department of Defense collects local rental data annually to set these rates.
What is the difference between 'With Dependents' and 'Without Dependents'?
Service members with legal dependents (spouse, children) receive a higher BAH rate to accommodate larger housing requirements, regardless of the number of dependents.
Does BAH count as taxable income?
No, BAH is a non-taxable allowance. It is not subject to Federal, State, or FICA taxes, making its net value higher than equivalent taxable salary.